Frequently Asked Questions

Our funding is designed for real estate investors—both new and experienced. Whether you’re flipping your first house or managing a portfolio of rentals, we can help.
You should have:

• A property under contract or identified. (Non-owner occupied)
• At least 20% of the purchase price in liquidity.
• An LLC or business entity 
• A minimum credit score of 660 (some exceptions apply)

We specialize in private money and hard money loans for real estate investors. Our loan programs include:

• Fix & Flip Loans
• DSCR Long-Term Rental Loans (30-Year)
• Bridge Loans
• New Construction Loans
• Commercial Real Estate Loans
• Joint Ventures (Approved Only)

We work with lenders who provide Personal Term Loans, Business Term Loans, Equipment Financing, and Real Estate Investment Loans.

We move FAST.

• Fix & Flip, Bridge, and Construction Loans: Funding in as little as 10 business days
• Commercial varies based on scale.
• Rental Loans (DSCR): Typically funded in 2–3 weeks

The key is submitting a complete loan application and supporting docs as quickly as possible.

This depends on the lender.
For DSCR rental loans, approval is based on the property’s income—not yours.

Every lender has their own rules and requirements

Most of our programs require a minimum credit score of 680.
Some exceptions apply depending on your experience, property value, and loan type. Don’t let credit stop you—reach out and let’s talk.

Yes, absolutely! We work with first-time and seasoned real estate investors.
If you’re new, we’ll walk you through the process step-by-step and help set you up for success.

We offer loans nationwide (except for a few restricted states).
If you're unsure whether we can lend in your state, just reach out—we’ll confirm right away.

Great question!

• Hard Money Loans (HML): Often funded by lending companies with more structured terms. Great for fast closings and fix & flip projects.
• Private Money Loans (PML): Typically funded by individual investors or smaller lenders. These loans are often more relationship-based and flexible.

At Davis Financial Connections, we broker and connect you with both, depending on what best fits your deal.

Having an LLC or business entity is preferred and often required. We recommend setting up an entity to protect yourself and access better terms.

It’s easy! You can:
✅ Submit your funding request here: Funding Request Form
✅ Schedule a call with Jennifer: Book Here
To assure the call comes to you, complete the funding request form so that we will know what type of deal you are looking for. We’ll review your deal, walk you through the loan options, and help you close quickly.