Frequently Asked Questions

Our funding is designed for real estate investors—both new and experienced. Whether you’re flipping your first house or managing a portfolio of rentals, we can help.
You should have:

• A property under contract or identified. (Non-owner occupied)
• An LLC or business entity 
• A minimum credit score of 620 (some exceptions apply)

We specialize in private money and hard money loans for real estate investors. Our loan programs include:

• Fix & Flip Loans
• DSCR Long-Term Rental Loans (30-Year)
• Bridge Loans
• New Construction Loans
• Commercial Real Estate Loans
• Joint Ventures

We offer fast approvals, flexible terms, and funding based on the property—not your personal income.

We move FAST.

• Fix & Flip, Bridge, and Construction Loans: Funding in as little as 10 business days
• Rental Loans (DSCR): Typically funded in 2–3 weeks

The key is submitting a complete loan application and supporting docs as quickly as possible.

This depends on the lender. For short-term loans (Fix & Flip, Bridge, Construction), we offer asset-based lending, which means no income verification required in most cases.
For DSCR rental loans, approval is based on the property’s income—not yours.

Most of our programs require a minimum credit score of 680.
Some exceptions apply depending on your experience, property value, and loan type. Don’t let credit stop you—reach out and let’s talk.

Yes, absolutely! We work with first-time and seasoned real estate investors.
If you’re new, we’ll walk you through the process step-by-step and help set you up for success.

We offer loans nationwide (except for a few restricted states).
If you're unsure whether we can lend in your state, just reach out—we’ll confirm right away.

Great question!

• Hard Money Loans (HML): Often funded by lending companies with more structured terms. Great for fast closings and fix & flip projects.
• Private Money Loans (PML): Typically funded by individual investors or smaller lenders. These loans are often more relationship-based and flexible.

At Davis Financial Connection, we broker and connect you with both, depending on what best fits your deal.

Having an LLC or business entity is preferred and often required. We recommend setting up an entity to protect yourself and access better terms.

It’s easy! You can:
✅ Submit your funding request here: Funding Request Form
✅ Schedule a call with Jennifer: Book Here
To assure the call comes to you, complete the funding request form so that we will know what type of deal you are looking for. We’ll review your deal, walk you through the loan options, and help you close quickly.